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This story is from January 10, 2024

Beware of the iPhone fraud! Know how to steer clear from deceit and not fall for fake freebies, messages and offers

Beware of the iPhone fraud! Know how to steer clear from deceit and not fall for fake freebies, messages and offers
In a world where technology evolves at the speed of thought, our eagerness to embrace the latest gadgets sometimes blinds us to the lurking dangers of online fraud. Imagine this: you receive a message claiming you've won a shiny new iPhone 15, the latest marvel from Apple. Excitement bubbles up, and visions of the sleek and sophisticated device fill your mind.But, before you rush to share the good news with friends and family, pause for a moment – you might be stepping into the treacherous territory of an iPhone 15 fraud. Here’s all you need to know.
iPhone fraud: The all-too-real trap
Picture this – your phone pings with a message purporting to be from your bank, a seemingly legitimate source. The message promises you a brand-new iPhone 15 as a New Year gift for being a valued customer. All the message asks you to do is click on a tantalising link to claim your prize. It sounds tempting, doesn't it? But here's the catch – it's a trap laid by fraudsters looking to exploit the iPhone 15 frenzy.
Fraudsters are like chameleons, changing tactics to blend seamlessly into our digital lives. They exploit your all-too-human traits of greed, excitement and aspirations to dupe you and empty your bank accounts.
What if one falls prey to such frauds?
With the growing awareness of such frauds, people have started being more vigilant than ever before with respect to acting on links received via mail and SMS’. However, it is highly likely for someone to still fall prey to these frauds, depending on how well-disguised the message looks. What happens if you mistake the wolf for a sheep, or better yet, a fake message for a fabricated one? Let us understand.
In the unfortunate event of mistaking the deceptive message for an authentic one, swift action becomes imperative. You might have unwittingly handed over personal information or clicked on a fraudulent link.
Don't panic. Instead, follow these steps:
  1. Report immediately: Contact the authorities promptly. Report the incident to the designated channels, such as calling 1930 or filing a complaint on the Indian Cyber Crime Coordination Centre website, cybercrime.gov.in.
  2. Secure your accounts: Change passwords and enable two-factor authentication on your accounts to add an extra layer of security.
  3. Stay informed: Keep yourself updated on the latest fraud and phishing techniques. Awareness is your best defence.
Additionally, in the ongoing battle against online fraud, the Reserve Bank of India offers valuable advice. They emphasise the need to guard personal information and not share it with unknown individuals/portals. It's a simple yet powerful rule – never share account-related details with unknown entities. Your OTPs, CVV numbers, and account details are like keys to your financial kingdom – keep them guarded at all costs.
If it seems too good to be true, it could be!
The iPhone 15 fraud might seem like an old trick, but it's still an effective ruse. As the saying goes, "If it seems too good to be true, it probably is." And in this case, that shiny iPhone 15 could cost you more than just a momentary thrill. Such phishing or smishing attempts generally prompt you to visit a malicious website which could steal your information, ask you to fill in sensitive details, or download malware on your system. No one’s going to offer you a free iPhone 15 if they’re not getting something in return. In this fraud, a lot could be at stake for a freebie that is never going to reach you. It’s better to be safe than sorry!
Protecting yourself against such freebie frauds
To protect yourself from falling victim to frauds like the iPhone 15 fraud, it is crucial to follow these guidelines:
  • Be wary of messages asking for personal information: Do not click on links or share personal information in response to unsolicited messages. Fraudsters often offer lucrative freebies, such as the iPhone 15, to deceive people.
  • Purchase from trusted sources: With the iPhone 15 being a hot commodity, fraudsters may create fake offers. It is strongly recommended to purchase Apple iPhones from trusted stores and verified e-commerce websites to ensure the authenticity of the product. This goes for all high-end products that you may be eyeing online!
  • Don’t act on messages from untrusted sources: If you’re receiving an email or SMS from an untrusted source, do not follow instructions or act on it.
  • Don’t fall for urgency: Trusted banks and government agencies will never rush you to share any information or click a link. When in doubt, always double-check with the organisation via their support channels.
Additionally, keeping your passwords and login ID secure, not sharing any personal information with a stranger or a third party and staying vigilant and abreast with the latest fraud techniques can be your best line of defence against such attempts.
Join the Vigil Army
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Your excitement for cutting-edge technology should not blind you to the possibility of falling prey to fraud on the way. Stay vigilant, question the too-good-to-be-true scenarios, and always verify information through official channels. In the ever-evolving world of cyber fraud, let's make sure your vigilance becomes your biggest armour.
Vigil Aunty would advise you not to let the allure of an iPhone 15 or any other aspirational product blindside you. Protect yourself and stay one step ahead in the digital game. A little extra vigilance and double-checking everything that looks like an unmissable deal can go a long way. To join the Vigil Army, send ‘Hi’ to her via , and follow her on @VforVigilAunty on and @VforVigilAuntyOfficial on . For more information, visit .
Disclaimer: This article has been produced on behalf of HDFC Bank by Times Internet's Spotlight team.
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