education loans

Indian education loan companies are facing challenges due to the Trump administration's immigration policies, impacting US loan disbursements. Lenders are tightening assessment checks amid concerns about repayment abilities, leading to a decrease in US loan applications. InCred Finance reports a halving of US loan inquiries.

The rising cost of overseas education means you will need to have a disciplined investment plan for the child’s goal in place well in advance

Following the RBI's rate cut, SBI has reduced its lending rates by 25 basis points, effective April 15, 2025, to boost economic growth. The RLLR is now 8.25%, and EBLR is 8.65%. Deposit rates have also been trimmed.

Haryana Chief Minister Nayab Singh Saini announced full scholarships for Scheduled Caste and Other Backward Class students. This will be for medical and engineering courses in government colleges. The state government will create a portal for this initiative. The announcement occurred at Mahatma Jyotiba Phule's birth anniversary event in Gurugram. Several prominent leaders attended the event.

President Trump's recent policies are triggering a financial crisis in US higher education, as reported by Forbes. Visa restrictions are cutting off international student revenue, while federal funding freezes are crippling research and operations. Elite schools may weather the storm, but most institutions face budget shortfalls, rising inflation, and uncertain aid disbursements. With fewer resources and rising costs, students may soon pay more for less, threatening access and sustainability across American colleges and universities.

The Trump administration's push to cut government spending led to the early termination of AmeriCorps' National Civilian Community Corps, a 30-year-old program. Volunteers were informed they would be dismissed by April 30, impacting their service projects related to community development and disaster relief. The decision raises concerns about the future of the program and its members, who rely on it for skill-building and career opportunities.

April 20th may bring emotional fragility and potential restlessness due to celestial influences. Patience is needed as tasks face delays, and overthinking should be avoided in favor of practical actions. Romance could be strained, requiring careful communication, and financial caution is advised against speculative investments. Minor physical discomfort may arise, emphasizing the need for rest and gentle communication.

US universities, including Harvard and Princeton, are issuing record levels of debt despite massive endowments, borrowing $12.4 billion in Q1 2025 to safeguard operations amid federal funding cuts. The Trump administration's review of research grants and reduced cost recovery rates have sparked financial uncertainty. Analysts, as reported by Forbes, see this as one of the most unstable periods for higher education, prompting elite institutions to secure liquidity and prepare for long-term challenges.

AmeriCorps NCCC volunteers, vital in disaster response and community projects, face early program exits due to operational changes imposed by the Department of Government Efficiency (DOGE). The cuts, influenced by the Trump administration's priorities, impact the program's ability to sustain operations, leaving volunteers with uncertain futures and potential loss of educational benefits.

Capricorns may find April 20th emotionally challenging, with potential feelings of isolation and increased expenses. Romantic relationships could experience intensity alongside misunderstandings, requiring careful navigation. It's advised to postpone major decisions, exercise financial caution, and prioritize well-being through gentle activities and trusted connections to restore balance.

Tomorrow may bring emotional intensity, encouraging introspection and potentially straining relationships due to misunderstandings. Students might face focus challenges, while professionals could feel overwhelmed. Financial pressures may arise, advising against risky decisions. Prioritize health by managing stress through relaxation and mindful self-care to restore inner calm.

Tomorrow calls for responsibility and persistence, with opportunities requiring focused effort. Tasks may be slower due to Saturn's influence, but commitment yields results. Emotional support in relationships is key, while singles should reflect before rushing in. Diligence is crucial for students and those in technical fields, though financial caution is advised, prioritizing budget reviews.

It’s not in the Ivy League but in smaller US universities that most students from India & most Americans get degrees. These are under far greater threat from the White House

Virgo, April 19, 2025, promises a day of clarity and calm, relieving recent mental strain. Relationships will thrive, offering opportunities for reconciliation and strengthened bonds, possibly with family support. Students will find renewed focus, while professionals may see pending projects approved. Financial gains are possible through family assistance, favoring home-related investments.

Sweeping cuts to the Department of Education threaten the stability of FAFSA, a crucial lifeline for millions seeking college aid. Despite attempts at reform, technical setbacks and staff reductions have undermined trust. With communication faltering and AI replacing human support, the system faces a slow breakdown—putting students' futures and equitable access to education at risk.